Cost of Retirement  
Estimating how much income you will need in retirement — and determining whether your current program of savings and investments can provide that income — is a good start to developing a retirement plan. This calculator is designed to help you estimate how much income you may need in retirement and the savings necessary to produce that income.
     


1. What is your current age?

2. What is your household's current annual income?

$

3. How much do you currently have set aside for retirement?

$

4. What percentage annual raises do you expect?

%

5. At what age do you expect to retire?

6. How many years do you expect to spend retired?

7. What percentage of your pre-retirement income do you expect to need during retirement?

%

8. What after-tax return do you expect on your investments between now and retirement (0 to 12 percent)?

%

9. What after-tax return do you expect on your investments during retirement (0 to 12 percent)?

%
 
   
   

To view and utilize other useful AXA Advisors tools and calculators, visit:

AXA-Equitable.com

Information provided has been prepared from Emerald Publications' sources and data we believe to be reliable, but AXA Advisors makes make no representation as to its accuracy or completeness. Data and information is provided for informational purposes only, and is not intended for solicitation or trading purposes, or as a substitute for investment tax and/or legal advice. AXA Advisors does not provide legal or tax advice. Please consult your tax and legal advisors regarding your individual situation. Neither AXA Advisors nor any of the data provided by AXA Advisors or its content providers, such as Emerald Publications, shall be liable for any errors or delays in the content, or for the actions taken in reliance therein. By accessing this AXA Advisors Web site, a user agrees to abide by the terms and conditions of the site including not redistributing the information found therein.

Emerald Publications is not an affiliate of AXA Advisors, LLC. Securities products and services are offered through AXA Advisors, LLC (Member FINRA/SIPC) New York, NY. Insurance products are offered through AXA Network, LLC and its subsidiaries.

GE-28479 (11/04)

Ceres Financial Group
2331 Tyler Parkway Ste. 6 Bismarck, ND 58503
Phone: (701) 223-9084
www.CeresFinancial.com